Full Title Examination and Insurance
At Jurado & Farshchian, P.L., Florida clients find legal representation in a range of real estate matters. We provide sound legal counsel in all aspects of real estate transactions, with a commitment to providing personalized, detail-oriented representation for buyers and sellers of Florida real estate.
As a title examination and title insurance lawyer in South Florida, we provide legal representation, including purchase/sale agreement negotiation, drafting and review, representation at closing and title examinations. We provide comprehensive real estate representation for clients in Hollywood, Plantation, Aventura, Ft. Lauderdale, and throughout Miami-Dade County and Broward County, Florida.
Title Examination Lawyer In Florida
We provide title examination services for residential and commercial real estate transactions, exploring all of the relevant details, including:
- Easements and Boundaries: As a party involved in a real estate transaction, it is important for you to have an accurate understanding of the property’s boundaries, as well as be aware of the presence of any easements for people to use the land or pass over the land for certain purposes.
- Environmental Issues: You need to know if there has been any reported hazardous waste or other environmental issues on a property prior to purchase.
- Marketable Title: Before title can be sold to someone else, it must be “marketable”, i.e., free and clear of title defects that would be unacceptable to a prudent, educated buyer in the reasonable course of business. I will conduct a title search and examine the chain of title for issues regarding tax liens, construction liens, mortgage liens, court judgments, inheritance issues and other matters that could hinder marketable title to the property. As your real estate attorneys, we can help correct any defects that arise.
There are two types of title insurance. If you secure a loan to purchase a property, your lender will require you to purchase a lender’s title insurance policy. This protects the lender’s interest in its mortgage of the property. To protect your interests as the buyer, you will need a separate owner’s title insurance policy. This is an extremely helpful and important instrument to protect your interests in the title to your property from clerical errors, hidden title defects, and even fraud or misrepresentation on the part of the seller. As experienced Florida real estate attorneys, we have a thorough understanding of how title insurance and examination, as well as how Florida law calculates the insurance premiums for properties. We will consult with you on the costs and benefits associated with title insurance, including whether you are eligible to receive a discount under Florida’s laws regulating title insurance. We will ensure that you receive the maximum discount for which you are eligible.
To schedule a consultation to discuss title examination and insurance, call (305) 921-0440 or contact us online.